Consumer Finance and Financial Services Litigation 

Alayon & Associates, P.A.’s lawyers Consumer Finance practice consists of defending or litigating against financial clients such as banks, mortgage lenders, auto finance companies, payday lenders and other consumer finance companies in litigation involving contested foreclosures, predatory lending, consumer fraud, forced placed insurance, usury violations, loan origination, loan servicing and unfair deceptive trade practices claims, and individuals as well.

The firm represents clients in transactions and litigation involving the following areas and statutes, without limitation:

  • Automotive Finance Representation

  • Banking Operations Litigation

  • Breach of Contract

  • Consumer Fraud

  • Debt Collection and Credit Reporting Practices

  • Disclosure Violations

  • Equal Credit Opportunity Act

  • Fair and Accurate Credit Transaction Act

  • Fair Credit Reporting Act

  • Fair Debt Collection Practices Act

  • Gramm-Leach-Bliley Act

  • Inter-Creditor Disputes

  • Lender Liability

  • Loan Origination and Servicing

  • Mortgage Foreclosures

  • Privacy Issues

  • Real Estate Settlement Procedures Act

  • Truth in Lending Act

  • Unfair Deceptive Trade Practices

  • Uniform Commercial Code, Articles 3 & 4

  • Unlawful Yield Spread Premium

  • Usury